Free ebook 21 days to a more disciplined life

Thanks MoneySavingMom

In 21 Days to a More Disciplined Life, you’ll learn:

::How and why to develop good habits.

::How to choose which goals you should work on first and how to break those goals into bite-sized pieces.

::How to pace yourself and be realistic with your goals.

::How to resist negative thought patterns.

::How to find an accountability partner.

::How to stay focused while working on your goals.

::How to set yourself up for long-term success.

::How to be on-time and even early instead of always late and behind (something I’m working hard at improving in my own life right now!)

::And much more!

Free money management program from Mvelopes

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click to see more screen shots	Mvelopes proactive approach to spending management is different from any other program, and was honored by PC World with a 2006 World Class Award – one of The 100 Best Products of the Year. With anytime, anywhere Internet and mobile access you always have all your financial & spending information right at your fingertips, so you can make informed spending decisions and take control of your finances
Mvelopes Personal enables you to:
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Books I plan to read in 2012

I have chosen a list of books to read for 2012 that highlights the things that are important to me, or that I want to work on this year. I spent a lot of time thinking about what the priorities in my life are which is my relationship with God, my children, my marriage, our finances, and of course my personal growth. Books are a great way to help me stay focused and grow. I can't wait to see what I learn, and what I learn about myself. Click on the link below to see my list for more details.

http://astore.amazon.com/destin0a-20

52 weeks to a more organized home

  Ok friends, here goes. I have joined the 52 week challenge to a more organized home. I can't wait to see how this works out. I am also working on goals for 2012 which I will be posting soon. I don't like resolutions but I do like goals to work towards. Lets see what I can accomplish! If you are interested in joining me. Just click on the box!

single serve coffee pots

We are not big coffee drinkers at my house so buying cans of coffee that can go stale or making entire pots of coffee end up being a big money waster. I finally decided to invest in a single serve coffee pot. While there are much cheaper versions we ultimately decided to go with the Keurig due to the huge selection of coffee, teas, and other hot drinks you can get for it. This is also great for our household because I am a tea drinker and my husband is the coffee drinker. Now we can both have what we want in minutes. The machine is very fast. Right now is probably the best time to get one. Kohls is giving great sales at the moment. Their sale price is $134.99 and here are some codes to get 20% off. You can also get an additonal 4% if you order it through Ebates. Plus Kohls is giving an additional $10 Kohls cash for each $50 spent, and free shipping. That comes out to a pretty good deal.  If you sign up on the Keurig  website they give you discounts every month on the K-cups which can get pretty pricey. Here are the codes for Kohls:

* 15% off jewelry 2 days only, with code SPECIAL15 (12/7)
* 20% off with code HOLLY20, CON20HH4 or DECEMBERPYD* 15% off with coupon RTMN15Q4* 10% off with code SMS9507
* 20% off your order with Kohl's credit card DECEMBERPYD 11/28 - 12/12
* 20% off your order with Kohl's credit card BIGGESTSALE 12/8 - 12/11/11
Ebates is giving 4% cash back right now on Kohl's.
Update, Just got a new set of codes. One is 30% off if you have a Kohls card. 
* 30% off w/Kohl's charge card GIFTS4ALL Dec 13 - 24
* 20% off w/Kohl's charge card PRESENTS4U Dec 13 - 24
* 20% off SECRETSANTA* free shipping XMASCHEER (once per account)
* 20% off your order withKohl's credit card DECEMBERPYD 11/28 - 12/12
* 20% off your order with Kohl's credit card BIGGESTSALE 12/8 - 12/11/11


I also found a refillable Kcup from Amazon you can use your own coffee with. 

900 free books on Amazon Kindle

Remember when I said the Amazon Kindle was a great investment? I can't tell you how much money I have saved with all the free books I have gotten this year. Today Amazon released over 900 free books. Here is the link.  If you don't have a kindle you can still take advantage of it. You can download a free kindle ap for your phone or computer. Here is the link for that.  Not to mention Amazon just added a bonus free kindle book every month from their lending library with Amazon Prime. You can also do live streaming movies from Amazon prime as well which ends up being cheaper then Netflix. The Kindle has come down in price to as low as $79.

21 days to a more organized Christmas

Another great series from moneysavingmom.com  She started a series today called 21 days to a more organized christmas. I'm all for that. Click here.