Great new freebies

Free homework help

cramster.com When the kids could use a little assistance―but not enough to justify hiring an expensive tutor―they can ask real educators questions at this study guide site. There’s also a section for parents, so you, too, can brush up on topics from biology to math.

Free ringtones

myxer.com Who doesn’t want to add a personal touch to her cell phone, but those ringtone fees add up! Scan Myxer’s free database of thousands of ringtones (and wallpaper) or use its tools to customize your own and download it to your phone in a snap.

Free virus protection

cyberdefender.com This site’s free, dependable package also includes spyware removal, a spam killer, a scam shield and more.

Free graph paper

graphpaper.us Generate free printable graph paper for lists or homework by choosing the size and grid color, then save your choices so you can quickly access it again.

Free test preparation

number2.com Get your kids ready for the SAT, ACT or GRE with these preparation courses, complete with vocabulary builders, practice sessions and tutorials.

Free business classes

sba.gov If you’re looking to break into the business world but aren’t sure where to begin, start at this site. Budding entrepreneurs (or those who are simply curious) can take advantage of a wide range of self-paced courses, including How to Prepare a Business Plan, Marketing 101 and Introduction to Accounting. The courses are offered by the U.S. Small Business Administration, free of charge.

Free language courses

livemocha.com Always wanted to speak a foreign tongue? Whether it’s Spanish or Swahili, become fluent and get the chance to interact with other language learners around the world. Practice conversation with a native and help others with their English.

Free college education

ocw.mit.edu Get a top-flight education without the price tag. MIT OpenCourseWare is a Web-based publication with most of MIT’s courses and exams, and it’s available to everyone. Several other first-rate universities (Harvard and Stanford, to name two) post some course material as well, but none match MIT’s extensive offering.

Free financial planner
mint.com

The cost of a financial planner is typically from $150 to $250 per hour. Mint.com takes your banking information and compiles a financial profile so you can keep track of your spending, saving and more. The site also gives advice on getting a new credit card, negotiating lower interest rates, allocating your investment portfolio and other money matters.

Free credit reports

annualcreditreport.com You’re entitled to one free report per year from each of the main credit bureaus, and you can access all three―Equifax, Experian and TransUnion―through this reliable site.

Free tax return help

irs.gov People with low to moderate incomes ($49,000 and less), military families and folks age 60 and older qualify for free help with tax returns from trained volunteers. At the site, locate the category that applies to you, then call the number provided.

Free text messaging

textem.net Sign up for an online account, then enter a friend’s mobile number and carrier so you can text each other. Because the Web site, not your phone, sends and receives the messages, there’s no cost to you.

Free greeting cards

123greetings.com Skip the cost of a card, postage and envelope by delivering an animated e-card for any occasion. Can’t find the right note here? Check out americangreetings.com or, for a sarcastically funny selection, visit someecards.com.

Free long-distance calls

skype.com If you and your faraway parents sign up for a free account at Skype, you can call (and see, provided you have a webcam) one another at no cost over the Internet rather than racking up minutes on your phone plan.

Free TV and movies

hulu.com This site carries the best selection of TV episodes, along with classic and newer flicks. The official sites of ABC and PBS also post programming, and it’s always worth a search on youtube.com to catch a missed show or access obscure video clips.

Free virtual makeovers

taaz.com Considering a new look? Save yourself the cash on wasted products or an unflattering hairstyle by uploading your photo here first. Try different cuts and makeup on your image and get product recommendations based on your preferences. Join the site’s social network to share images with friends, who can rate your makeover and even tweak it.

Free silver jewelry

silverjewelryclub.com There is a price to pay here, but it’s only for shipping ($7). Visit daily to see the rotating selection of necklaces, rings and more that can be yours for nothing. The catch? There isn’t one. The company gets to spread its name, and you get to add shiny new baubles to your jewelry box.

Free cruise vacations

cruises-4-free.com If you’re flexible, click here often to look for rotating deals on free cruise vacations. We found a trip for two that was all-inclusive, except for airfare. The cruise lines post these deals in the hope that you’ll spread the word about your fabulous time onboard.

Free books

questia.com Scroll to the bottom of the home page and click on “Free Books.” There you can access more than 5,000 full classics―from Mark Twain’s The Adventures of Huckleberry Finn to Charlotte Bront’s Jane Eyre―to enjoy right on your screen.

Free games

pogo.com When the itch to play Monopoly or Texas Hold‘em strikes, there’s no need to run to a toy store or even pay for a download. Pogo.com boasts more than 100 games that you can play alone or with friends.

Free toys

trubdayclub.com Enroll your kids (ages 1 to 10) in Geoffrey’s Birthday Club, run by Toys “R” Us. Every year you children will receive a card and a gift around their birthday. Geoffrey himself will even give them a call!

Free crosswords

bestcrosswords.com Rather than buying a book of puzzles for your three-hour flight, choose from a wide selection of free printable crosswords (with solutions) or fill them in right on your computer.

Free music

pandora.com This radio site plays music based on your personal tastes. If you’re a serious rock aficionado, check out last.fm.

Free medical help

medhelp.org After signing up for an account, you can manage your health (keeping track of your weight, for example, and how much water you drink daily), watch health-related videos, read articles and send any questions or concerns you have to certified specialists, who will answer you in a timely fashion.

Free legal advice

avvo.com Ask real attorneys any legal question and receive a personalized answer, or find a dependable lawyer.

Free official documents

rocketlawyer.com Select an attorney-vetted document―such as a living will or power of attorney―from a database of hundreds.

Free family planners

cozi.com Never forget an appointment! With this calendar you can color-code the kids’ schedules, a grocery list, a to-do list and more. You can even access data from your phone or set up reminders so nothing slips through the cracks.

Free computer storage

mozy.com Protect your documents, photos and music, up to 2 gigabytes, without buying a backup drive. Need more space? Sign up for another 2GB account at spideroak.com or myotherdrive.com.

Free computer storage

openoffice.org Hate to spend $400 on a program just to create documents? Download free quality software for word processing, spreadsheets, presentations, graphics and databases at openoffice.org. The suite of programs works on most computers.

Free lesson from Financial Peace :University

Financial Peace Univerity by Dave Ramsey:

The free lessons will be held the week of April 5th – 12th. After you register, you will be sent a list of locations so you can choose the site of your choice.

What is Financial Peace University?

Financial Peace University (FPU) is Dave’s life-changing program that teaches you to achieve your financial goals by eliminating debt, saving for the future, and giving like never before.

You need to hurry to snag this freebie, though, because classes are filling up fast! Click here to find your location

Free baja fresh burrito

Free burrito on saint patricks day. Become a fan on facebook to print out free coupon. Wear green and get a free burrito