sticking to the plan

I'm spending a lot of time reviewing the spending plan and reading the crown materials. Ken and I also use the mvelopes program from crown that is attached to all of our accounts. Sticking to the plan is hard. Breaking old bad habits is hard. It takes a lot of discipline and time. I often find myself spending money that I shouldn't because I'm tired and I haven't kept track of where it is supposed to go. One thing I do that I wish I didn't is that I will often buy lunch at work because I am too tired to prepare something to take with me because I didn't have time to plan ahead. It is expensive to do that even at the hospital where food is less than fast food. My goal right now is to try to plan ahead for lunches so I can stick to the plan. I'm praying every day to just stick to the plan.
But as for you, continue in what you have learned and have become convinced of, because you know those from whom you learned it. 2Timothy:14