My spending plan

Excessive Concern about Finances:
People in financial slavery are under such economic stress that they can’t get their finances out of their heads. At home, they worry about finances; at work, they think about their bills; driving the car, they calculate their bank account; eating dinner, they plan how they will make their payments. It makes them a giant bag of nerves.
This has often been me. For far too long I have been in financial slavery. What a relief it was to find out that God really did have a blueprint for money and that there wasn't something wrong with me. I was just a bad planner because I didn't have a plan. I started using the plan several years ago and I can't tell you how much better things have been since then as long as Ken and I stay on the plan.
Well it's finished. I completed my spending plan today, a little later than I originally planned but I'm a known procrastinator. I had to make some major changes as the cost of almost everything has gone up but I have also eliminated some of my bills so I was pleasantly surprised when I was finished. Now I wish I had done it a while ago. I hope with our new spending plan in effect Ken and I will do a better job of sticking to the plan. This one is more realistic than the previous one. I think it's hard to make sure you have a little money to go out with when you have so many other things that are essential to take care of. It's important to allow for that though so you don't end up feeling miserable. That is a hard lesson for me to remember. So anyway, I'm looking forward to rebuilding my emergency fund, and more careful spending this year. I can't wait to see how it turns out!