Valentine day savings.

If you’d rather save your pennies than spend them on red roses and chocolates this Valentine’s Day, you’re not alone. Given these grim economic times, many Americans may have less money in their pockets to play cupid this Valentine’s Day. But keeping St. Valentine’s spirit alive this February 14th doesn’t have to break the bank. Instead of an expensive night out, try one of these affordable date ideas:

Have a steakhouse dinner—at home. Pick up some flank steaks (a cheaper but still yummy cut) and grill or broil them (but don’t cook them past medium-rare–otherwise, they’ll get too tough). Try an enchanting London broil with horseradish sauce. Add mashed potatoes and veggies and you’re set! The meal will feel decadent but you’ll be saving a lot of cash by cooking at home.

Go out early. Many restaurants raise their prices for a “special” Valentine’s Day dinner menu. Skip it and go out to breakfast or lunch on the 14th instead. You’ll have alone time together without the extra cost.

Have fun in the kitchen. Whip up a batch of red velvet cupcakes, or bake brownies and use a cookie cutter to create heart-shaped treats. (Store the extra brownie bits in the freezer and them use to top ice cream sundaes later.) Then, jazz the brownies up with ice cream, chocolate or strawberry syrup, red and white sprinkles, raspberries or even Red Hots.

Volunteer together. Spend the day spreading the love to your community? Donate your time at a soup kitchen, food bank or other charitable organization. Helping others will make you’ll feel good—and that will bring you closer to each other.

Give him gas money. Don’t go all out buying your husband expensive clothes, tools or DVDs. Almost 50 percent of men (and 41 percent of women) say this year they would prefer a practical or useful gift such as money towards bills, gas (such as Exxon or Shell) or other financial needs, as opposed to more traditional presents like chocolates or dinner out.