Wednesday, October 14, 2009

Self discipline

Self-discipline
by Crown Financial Ministries


In the natural order of things, God designed us to be disciplined people. The lack of discipline usually leads to all kinds of problems, such as debt, obesity, and bad health, to name a few. If the purpose of discipline is not well understood, the attitude will be one of punishment. Discipline isn't punishment; it's used for character development.

Symptoms of a lack of discipline
It's common to live with a problem so long that it's accepted as normal. Therefore, it's important to take a little self-evaluation from time to time. Some common symptoms associated with a lack of discipline are listed below.

Confusion. When important things are left half finished or are totally ignored, a nagging state of confusion will exist. Confusion is an indefinable feeling that something is wrong, but you can't put your finger on it. For instance, do you wonder how much money is really in the bank?

Indulgence. Without (God-based) self-discipline most people end up buying luxuries they don't need or can't afford.

Sloppiness. A person lacking self-discipline is usually irresponsible with material assets. He or she often will treat clothes, cars, and even houses as if they were disposable. "The sluggard buries his hand in the dish, and will not even bring it back to his mouth" (Proverbs 19:24).

Lack of prayer and study. Christians who lack discipline will also lack spiritual maturity, because they let others do their thinking. "Cease listening, my son, to discipline, and you will stray from words of knowledge" (Proverbs 19:27).
Eventually, symptoms such as confusion, indulgence, or sloppiness must give way to real problems. The best way to correct a bad habit is to replace it with a good habit.

Disciplinary goals


Establish a balanced bank account. This means that you must keep a neat, itemized account of all checks and deposits. No account is accurate unless it balances to the penny each month. This may require that all check transactions cease for one month in order to establish the correct balance. "Know well the condition of your flocks, and pay attention to your herds" (Proverbs 27:23).

Establish a budget. Every Christian is required to be a steward of God's resources. There is no way to be a good steward without planned spending. Some people get into debt by poor self-discipline; others simply have enough surplus to be sloppy and get away with it. Neither condition is scriptural. "In your knowledge, self-control, and in your self-control, perseverance, and in your perseverance, godliness" (2 Peter 1:6).

Establish a partnership. In God's wisdom the extremes of one spouse are often offset by the conservatism of the other. Therefore, any scripturally based plan requires both spouses in order to establish financial goals.
Conclusion
The lack of self-discipline in a visible area, like finances, is merely an outer reflection of an inner condition. Proverbs 13:18 says, "Poverty and shame will come to him who neglects discipline, but he who regards reproof will be honored." The purpose of self-discipline is to provide peace. "It is the blessing of the Lord that makes rich, and He adds no sorrow to it" (Proverbs 10:22).

4 comments:

anonymous1 said...

This is a great post, and an indictment on society today...and the one interesting thing about this recession is its bringing a self imposed discipline for those wishing to survive these times. I am learning just how much i really dont need.

BethM said...

So I'm wondering what you have discovered you don't really need? The hardest thing I see most people including myself having trouble with is downsizing. Now that you have discovered you don't really need it, did you keep it anyway, or did you do the hard work of eliminating it?

anonymous1 said...

Good question...I dont need expensive dinners when el pollo loco will do the trick. I dont need all the stuff we sold at our garage sale a month ago, before this economic times i dont think we ever thought about a garage sale. I dont need steak as much, and expensive wine is no longer a necessity, nor the wine holder that I sold at the garage sale. I dont need my home gym that I sold last night on craigslist, lights get turned off more, and i no longer have a need for the extra freezer. Shopping at save mart has been superceded by shopping at winco, and the number of things i used to buy...they have all been put on hold, hence i dont need 4 credit cards with balances on them anymore...its a start.

BethM said...

awesome! Hopefully none of your cards have a balance and/or you used your the money you have received recently by paying down the cards, other debt, or putting money in savings. Have you set any financial goals for yourself? Crown.org has a great money map to find your way to financial freedom with financial goals to reach.